Blogs and Articles | Alabama Ag Credit

Mar 21, 2023, 17:08 PM

Recovery Continues

In partnership with the Alabama Peanut Producers Association, we donated 11,530lbs of peanut butter to the AICC Autauga Interfaith Care Center and the Selma Area Food Bank.

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Mar 15, 2023, 16:35 PM

Farm and Land Loans That Pay You Back

We are returning $13.1 million of our 2022 net income to farmers and rural landowners in central and south Alabama. Cash-back patronage checks will be mailed on March 23, 2023, and will be in the hands of the member-borrowers shortly.

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Mar 14, 2023, 13:40 PM

Corporate Conservation Society

As a cooperative, we’re proud to support organizations & initiatives that matter to our members.

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Feb 7, 2023, 16:12 PM

Control Cash Flow with a Revolving Line of Credit

An RLOC, sometimes called a “revolver,” is an open-ended operating loan that’s preapproved for a specified sum or spending limit. In a way, it’s like a credit card but with the added benefit of a lower interest rate.

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Jan 26, 2023, 10:30 AM

Tornado Relief Donation

Weeks later, communities are still working to pick up the pieces after the deadly tornado ripped through Autauga, Dallas, & Elmore counties on January 12, 2023.

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Dec 19, 2022, 14:28 PM

Understanding Your Credit: 5 Things You Need to Know Before Applying For a Farm Loan

Farming costs add up quickly. If you’re like most farmers and ranchers, you’ll likely need to borrow money at some point in your life to fund these expenses. To know what your borrowing options are, it's important to understand how credit decisions are made.

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Oct 2, 2022, 10:22 AM

5 Steps for a Successful Year-End Farm Financial Check-Up

Performing a financial check-up doesn’t have to be a headache. If you know what to look for and organize your documents, it can be as simple as following 5 straightforward steps:

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Sep 22, 2022, 15:44 PM

First JumpStart Grants Awarded

Out of 50 applicants, we have chosen five winners to receive a $10,000 JumpStart grant for 2022!

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Aug 4, 2022, 11:07 AM

Using Collateral for a Farm or Land Loan Down Payment

How much will your down payment be for your farm or land loan? This is one of the most frequently asked questions lenders get. However, the answer isn’t as straightforward as it may seem.

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Jun 13, 2022, 13:14 PM

What you Need to Know Before Obtaining a Loan for a Rural Home

Financing a rural home is different than financing a home in the city, so you’ll have to keep certain considerations in mind. Here’s what you need to know before you buy that little slice of paradise out in the country.

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Jun 8, 2022, 10:44 AM

Announcing our Board Election Results

We have concluded our 2022 election process and the results of our recent director elections are in.

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Apr 4, 2022, 14:54 PM

Everything You Need to Know Before Meeting with a Loan Officer

The borrower-lender relationship is a two-way street. Both parties are trying to reach the same goal from a different direction. Both want to ensure the long-term viability of their businesses, and both have high expectations of the other.

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Mar 28, 2022, 09:46 AM

Scholarship Announcement

Announcing the ten - $1,000 scholarships awarded to children and grandchildren of Alabama Ag Credit customers.

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Mar 17, 2022, 11:15 AM

Lucky Day for Some South Alabama Residents

Alabama farmers and rural property owners who borrow money from Alabama Ag Credit are receiving a record $12.1 million in cash from the lending cooperative this year.

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Feb 22, 2022, 12:20 PM

Keenland Farms | A Joint Effort

As beginning farmers, Peter and Carla Keen and their family opened the pumpkin patch portion of Keenland Farms in 2017. With an existing operation consisting of catfish and cattle, the pumpkin addition was perfect for a growing family to continue to diversify.

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Jan 11, 2022, 15:23 PM