About Us


Alabama Ag Credit is a financial cooperative that provides financing for farmers, landowners, & rural homebuyers. As a borrower-owned cooperative, we’re not just a lender, we’re also a partner. We carry out our mission to help agriculture and rural communities succeed by providing the experience, competitive rates and personal service that central and southern Alabama have come to rely on.


Patronage Program

Alabama Ag Credit is a lender that pays you back. We keep only the earnings we need, and return the rest to our members, effectively lowering their borrowing costs. Find out why it pays to do business with a cooperative.

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Financial Reports

Alabama Ag Credit is committed to operating in a safe, sound and transparent manner. You can learn about our financial health by reading our quarterly and annual reports.

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Our History

We are part of the nationwide Farm Credit System, which was established over a century ago to meet the need for dependable, consistent credit and financial services for agriculture and rural communities.

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Alabama Ag Credit’s leadership consists of an experienced senior management team and a borrower-elected board of directors that provides oversight and strategic direction.

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Member Perks

Our borrowers own our cooperative and say in how it is run. The benefits include a patronage program that shares the co-op's success with borrowers, rewards for referring new customers, and discounts on a variety of products and services.

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