Financing Built for Farmers, Landowners, and Rural Communities
Alabama Ag Credit is a financial cooperative that provides financing for farmers, landowners, & rural homebuyers. As a borrower-owned cooperative, we’re not just a lender, we’re also a partner. We carry out our mission to help agriculture and rural communities succeed by providing the experience, competitive rates and personal service that central and south Alabama have come to rely on.
Patronage Program
Alabama Ag Credit is a lender that pays you back. We keep only the earnings we need, and return the rest to our members, effectively lowering their borrowing costs. Find out why it pays to do business with a cooperative.

Financial Reports
Alabama Ag Credit is committed to operating in a safe, sound and transparent manner. You can learn about our financial health by reading our quarterly and annual reports.
Leadership
Alabama Ag Credit’s leadership consists of an experienced senior management team and a borrower-elected board of directors that provides oversight and strategic direction.
Member Perks
Our borrowers own our cooperative and say in how it is run. The benefits include a patronage program that shares the co-op's success with borrowers, rewards for referring new customers, and discounts on a variety of products and services.
