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About Us

 family on their family farm
 family on their family farm

Financing Built for Farmers, Landowners, and Rural Communities

Alabama Ag Credit is a financial cooperative that provides financing for farmers, landowners, & rural homebuyers. As a borrower-owned cooperative, we’re not just a lender, we’re also a partner. We carry out our mission to help agriculture and rural communities succeed by providing the experience, competitive rates and personal service that central and south Alabama have come to rely on.

Patronage Program

Alabama Ag Credit is a lender that pays you back. We keep only the earnings we need, and return the rest to our members, effectively lowering their borrowing costs. Find out why it pays to do business with a cooperative.

 man holding cash in his hand

Financial Reports

Alabama Ag Credit is committed to operating in a safe, sound and transparent manner. You can learn about our financial health by reading our quarterly and annual reports.

 Person looking at computer

Leadership

Alabama Ag Credit’s leadership consists of an experienced senior management team and a borrower-elected board of directors that provides oversight and strategic direction.

 Birds flying in a v-pattern

Member Perks

Our borrowers own our cooperative and say in how it is run. The benefits include a patronage program that shares the co-op's success with borrowers, rewards for referring new customers, and discounts on a variety of products and services.

 Man and child sitting in a cart overlooking the farm