Stay One Step Ahead of Fraud
Fraud Prevention Tips
As fraud, identity theft, and other security threats continue to grow, Alabama Ag Credit is committed to protecting your personal and financial information. We use proven, industry-standard security practices to help keep your account data safe.
This page brings together helpful articles, videos, and resources to help you recognize, prevent, and report fraudulent activity. By understanding the guidance and tips provided here, you can take simple steps to better protect yourself and your information.
Computer Security Tips
Data Sharing
Highjacked Computer
Security in the Digital Age
Protecting your accounts is a shared responsibility, and there are practical steps you can take to stay safe in today’s digital landscape.
Be cautious about where you share personal details, create strong and unique passwords, and turn on added security features like multi-factor authentication. Always take extra care with unexpected emails or messages—especially those asking for sensitive information.
Regularly review your accounts for anything out of the ordinary and report suspicious activity right away. By staying alert and taking simple preventive actions, you can help protect your information and lower your risk of fraud.
Enhance Your Security
Device & Software Security
Keep anti-virus software updated on both your computer and mobile devices.
Install a personal firewall for added protection against unauthorized access.
Regularly scan your devices for viruses, malware, and other threats.
Avoid interacting with pop-up windows, which may contain malicious content.
Keep all programs, browsers, and operating systems updated with the latest security patches.
Password Security
Use strong passwords or passphrases that combine uppercase and lowercase letters, numbers, and special characters.
Never share your usernames or passwords with anyone.
Avoid using the same login credentials across multiple accounts.
Use a secure password manager to safely store and organize your credentials.
Enable biometric authentication (fingerprint or facial recognition) on supported devices for an added layer of protection.
Online & Account Security
Avoid accessing your accounts on public computers or public Wi-Fi networks.
Do not make online purchases using unsecured or unfamiliar Wi-Fi connections.
Always log out when you finish an online or mobile banking session.
Sign up for account alerts to receive notifications about activity on your account.
Regularly monitor your account activity and report suspicious transactions immediately.
Mail & Physical Information Security
Do not leave confidential information in your mailbox for extended periods.
Use USPS mail drop boxes for outgoing sensitive mail.
Consider renting a locked P.O. Box in a secure facility.
Use secure online alternatives for sending sensitive information when possible.
Shred documents that contain personal or financial information before discarding them.
Phone & Identity Verification
Verify the identity of any unexpected caller before sharing information.
Remember that phone numbers and email addresses can be spoofed to look legitimate.
Hang up immediately if someone asks for sensitive or financial information.
Know that the IRS and law enforcement agencies will never call to demand payment.
Your bank or financial institution will not call to request account numbers or login credentials.
Email & Messaging Safety
Never click on links in unsolicited emails or text messages.
Do not open or download attachments from unexpected senders.
Delete suspicious, unwanted, or unfamiliar emails.
Use encrypted email when sending sensitive information like Social Security or account numbers.
Be cautious of messages that create urgency, pressure, or fear to prompt a quick response.