Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We Are Returning 9.8 Million!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

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News

  • Sep 2, 2020, 15:51 PM

    Hurricane Relief Funds

    Throughout the last few months, a lot of water has been dumped on residents across south Alabama, causing historic flooding and a path of destruction. As an Alabama agricultural cooperative who understands the devastation, Alabama Ag Credit actively helped the Gulf Coast with relief efforts.

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  • Aug 5, 2020, 16:13 PM

    Board Appoints Outside Director

    At its most recent board meeting held on August 5th, Alabama Ag Credit’s board of directors appointed Richard Stabler to fulfill a three-year term as an outside director

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  • Jul 30, 2020, 17:31 PM

    Local Ag Leaders Elected to Serve on Board

    Two local agriculture leaders have been elected by the stockholders of Alabama Ag Credit to serve on the board of directors for the financial cooperative. The elected board members, who are stockholders themselves, are responsible for establishing policies, providing strategic direction, and overseeing all major institution functions for the association.

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  • Jul 9, 2020, 13:43 PM

    Training - Mental Health & Stress

    As part of our mission to support rural communities and agriculture during this difficult farm economy, we are able to provide free, online training materials focused on mental health and stress management.

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Featured Member

Sugar-Sweet Satsumas

A multi-generational operation, Sessions Farms owns 3.500 satsuma trees, planted across several orchards. Their average annual yield is 600,000 pounds. March through December you can buy satsumas as well as other fruits and vegetable from their produce stand - all grown on their land.

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Sweet Grown FOUNDING MEMBER

We are proud to be a founding member of Sweet Grown Alabama. Click below to find specific Alabama grown products from local farmers in your area.

Sweet Grown Alabama is a non-profit foundation that enhances marketing opportunities for Alabama farmers by connecting retailers and consumers to Alabama grown foods and other agricultural products.

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