Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We Are Returning $11.2 Million!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

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News

  • Mar 12, 2021, 09:13 AM

    Alabama SAE Grant Winner

    Alabama's SAE grant recipient was Wyatt Allen, a senior, who is part of the Benjamin Russell FFA Chapter in Alex City. Wyatt used the grant to add to his herd of Angus cattle. Nearly 6,000 students nationwide competed for the grants.

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  • Feb 18, 2021, 08:50 AM

    $11.2 Million in Patronage

    We are returning over half of our 2020 profits to the Alabama farmers and rural property owners who borrow money from us. This amount equates to a record $11.2 million in cash, which is equal to a full percent of the interest our customers paid in 2020.

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  • Dec 18, 2020, 13:12 PM

    Support for Alabama 4-H

    Alabama Ag Credit is a generous sponsor of Alabama 4-H through both annual donations as well as donations to their capital campaign.

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  • Dec 17, 2020, 16:38 PM

    Employee Giving Success

    Alabama Ag Credit team members stepped up in 2020 and raised $5,795 for the Christmas Clearinghouse!

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Featured Member

Breaking the Grass Ceiling

Beck’s Turf, which started in 1938 was purchased by brothers Jimmy & Wayne Bassett in 1994. Both admitted that 25 years ago they had no clue where to start. Now, with help from the Farm Credit system and the experience they've gained, the brothers are successful and seasoned farmers who have seen their share of ups and downs.

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Sweet Grown FOUNDING MEMBER

We are proud to be a founding member of Sweet Grown Alabama. Click below to find specific Alabama grown products from local farmers in your area.

Sweet Grown Alabama is a non-profit foundation that enhances marketing opportunities for Alabama farmers by connecting retailers and consumers to Alabama grown foods and other agricultural products.

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