Farm Credit Leasing
Lending support to rural America
At Alabama Ag Credit, we know a successful farm or agribusiness depends on having the right equipment and facilities without heavy upfront costs. That’s why we offer flexible leasing options for everything from irrigation systems and grain storage to livestock equipment, vehicles, and barns. Through Farm Credit Leasing, you can access more than 15,000 types of assets, helping you upgrade or expand while preserving cash flow.
As part of the Farm Credit System, Farm Credit Leasing has decades of experience supporting rural operations nationwide. Working alongside Alabama Ag Credit, they provide easy, customizable leasing solutions designed to meet your goals and keep your operation running strong.
Why Leasing?
For any business, the real value of vehicles, equipment and facilities lies in using them, not owning them. Leasing offers a unique way to finance the assets you need now with the option to purchase, trade, renew, or return it later.
Leasing provides benefits not typically associated with other forms of financing. It’s an excellent way to save costs, improve cash flow, avoid equipment obsolescence, free up capital, and gain tax advantages.
Maximize Tax Benefits
Depending on the structure of the lease, payments could be fully tax deductible or alternatively, you could depreciate the asset over time.
Standardize Replacement Cycle
Plan ahead and achieve constant access to reliable, low-maintenance equipment to keep your operations running without interruption.
Control Cash Flow
Set amounts combined with a flexible schedule allow you to match payments to the life of the asset and your cash flow.
Minimum Down Payment
Preserve your capital and acquire assets by just making your first lease payment at closing.
Retain Future Flexibility
When the lease ends, in many circumstances you have the option to purchase or return the equipment, or to renew the lease.
Transfer Ownership
Manage taxes and maintain control of designating assets to the next generation once the term of the lease ends.
What you can lease
Farm Credit Leasing can lease all types of machinery, equipment, vehicles, and facilities used in rural America and beyond.
Farm Credit Leasing can lease all types of machinery, equipment, vehicles, and facilities used in rural America and beyond.
Ag Production Equipment
- Tractors & harvesters
- Farm field equipment & implements
- Fertilizer & chemical applicators
- Livestock equipment
- Irrigation
Buildings, Bins & Storage
- On-farm buildings
- Commodity storage
- Greenhouses
- Controlled atmosphere
Forestry Equipment
- Logging equipment
- Skid steer loaders & feller bunchers
- Harvesters
- Saw mill equipment
Grain, Feed, Fertilizer and Seed Storage & Handling
- Grain storage & handling
- Feed mills
- Fertilizer blending & handling
- Seed bins & handling
Material Handling & Construction
- Forklifts
- Racking & storage
- Telehandlers
- Skid steer & wheel loaders
- Trenchers
Packaging & Processing
- Processing lines
- Packaging equipment
- Wine, beer & spirit production
- Canning & bottling
Transportation
- Autos, SUVs & light duty trucks
- Medium & heavy duty trucks
- OTR tractors
- Trailers
- Bucket trucks
Utility, Communication & Energy
- Bucket trucks
- Fleet vehicles
- Electric vehicles
- Trenchers
- Mobile substations
- Meters
- Broadband equipment
- EV charging stations
- Buildings
- Servers
- Transformers
- Solar arrays and battery storage
Water Systems
- Meters/AMI/AMR
- Pumps
- Locators
- Filtration equipment
- Inspection devices