Barndominium Financing
Looking to build a barndominium? You’re not alone. More and more rural homeowners are choosing barndos for their affordability, durability, and flexible design. Whether you’re converting an existing barn or building a custom barndominium from the ground up, Alabama Ag Credit is here to help.
We specialize in financing rural homes on acreage, including barndominiums, so you can enjoy wide-open spaces with a home that fits your lifestyle.
What is a Barndominium?
A barndominium—often called a barndo—is a barn-style structure that’s been transformed into a custom home. Many barndominiums are built from metal building kits, making them cost-effective, durable, and popular in rural areas. These homes are designed for function and efficiency, offering spacious interiors, high ceilings, and open floor plans that can be customized for living space, workshops, storage, or even livestock facilities. Some families use their barndo as a primary residence, while others build them as vacation homes, rental properties, or farm headquarters. No matter how you plan to use yours, we can help finance it.
Why Choose a Barndominium?
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Cost-Effective
Often more affordable to build than traditional homes
Energy-Efficient
Designed to keep heating and cooling costs low
Versatile
Customize your space to fit your needs
Built to Last
Constructed with metal or wood for long-term durability
Financing Your Barndominium
At Alabama Ag Credit, we offer flexible loan options to help you secure land, construction financing, or a barndominium mortgage. With competitive interest rates and terms up to 30 years, we make it easy to bring your vision to life.
- Loans for barndominium construction
- Financing for land and future builds
- Fixed and variable-rate options
- No private mortgage insurance (PMI)
Let’s make your barndominium dream a reality. Contact Alabama Ag Credit today to get started.