Being a member of a customer-owned financial cooperative like Alabama Ag Credit has several advantages.
In addition to providing a wide range of products at competitive rates, we operate our business in a way that always keeps our members’ best interests in mind.
Patronage
When you borrow from Alabama Ag Credit, you become a stockholder and part owner in the cooperative, entitling you to your fair share of the earnings. Learn how our patronage program effectively lowers borrowing costs.
Referral Program
A happy customer is the best advertising for Alabama Ag Credit. Through our referral program, existing customers who successfully refer new business to the cooperative could qualify for a $100 gift card.
Customer Discounts
Alabama Ag Credit members are also part of the nationwide Farm Credit System, entitling them to discounts on products and services from several major brands. Find out about the benefits of Farm Credit’s Passkey Program.
Scholarship Program
At Alabama Ag Credit, we believe in investing in the future of agriculture—and that starts with education. We’re proud to offer two distinct scholarship opportunities that support students pursuing careers and degrees connected to agriculture and rural communities.
