One-Time Close Construction Loans
Our one-time construction loans simplify the financing process by combining construction and permanent financing into a single loan. That means less paperwork, fewer fees, and one convenient closing.
Key Features:
- Interest-only payments during the 12-month construction period
- Fixed-rate mortgage terms up to 30 years
- Smaller payments during construction to help manage cash flow
- Fewer closing costs with no need to requalify after construction
Loans Designed for Country Living
Whether you're building from the ground up, making renovations, or purchasing a homesite, our experienced rural lending team can help you explore options with confidence.
We offer financing for:
- Custom-built homes and modular residences
- Barndominiums and unique rural dwellings
- Additions or remodels to existing homes
- Outbuildings, barns, and other structures
Let’s Bring Your Vision to Life
Moving to the country is more than a lifestyle change. It’s a long-term investment in your future. If you’re ready to get started, our local lenders are here to guide you every step of the way. We’ll tailor your mortgage or refinancing solution to meet your needs with personalized service and flexible terms.
Contact your local Alabama Ag Credit lender to learn more.