Rural Property Loans



Financing rural real estate has always been a specialty at Alabama Ag Credit, one of the state’s oldest land lenders.

We offer loans for all kinds of rural land, including farmland, timberland, and places where you can enjoy hunting, fishing and Mother Nature with your friends and family. Rural property can be a sound investment and a source of pleasure, whether you are using it for your vocation or recreation.

Our loans are tailored to fit your needs, and can finance improvements that will make your property even better. If you choose to build on your land, we'll roll your construction and real estate loan into one easy mortgage, at terms that meet your personal needs.

We also offer operating loans and equipment loans to help you work the land, and loans for country homes and  homesites where you can enjoy the rural way of life.

We offer loans for

  • Land purchases and refinancing – farmland, timberland, large acreages and rural homesites
  • Improvements – wells, fences, lakes, land clearing and more
  • Construction – homes, weekend cabins, poultry houses, farm buildings and greenhouses   


Rates and Terms

  • Long-term mortgages for purchasing and refinancing
  • Fixed and adjustable rates available
  • Repayment options that match your cash flow
  • Customized loan packages for young, beginning and small farmers

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