If you plan to buy or build a home in the country, Alabama Ag Credit can help.
Best of all, you don’t have to be a farmer to get financing for a rural home or home construction.
Custom-Built Homes, Manufactured Homes, Barndominiums & More
At Alabama Ag Credit, we understand the value of country living because we live it too. Whether you're envisioning wide open spaces for a Fourth of July gathering, a quiet evening under the stars, or starting a legacy with a custom home on your land, we're here to help make it happen.
Flexible Loans for Rural Homesites and Construction
From conventional home construction and barndominiums to manufactured or modular homes, our lending options are built to support your goals, no matter what your dream home looks like. If you’ve found the perfect piece of land or are ready to break ground on a new build, our financing is designed to simplify the process from start to finish.
Rates and Terms
Competitive interest rates
Terms of up to 30 years
Loans for homes on acerage of most sizes
Financing available for traditional and unique homes
Rural Home Construction
Alabama Ag Credit makes financing the construction of your country home easy. You can come to us for the construction loan you need to build your house.
Have you found the perfect piece of land but aren’t ready for a new home yet? We also have rural homesite loans so you can buy now and build later.
Rates and Terms
Quick approval and loan closings
No escrow requirements
No requirement for costly private mortgage insurance (PMI)
Financing available for log homes, barndominiums and other unique structures