Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We're Returning $12.1 Million this Year!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

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News

  • Feb 7, 2024, 09:27 AM

    Read the Member Spotlight in Alabama Forest Magazine

    “Nearly seventy percent of the state of Alabama is covered in trees. People from all walks of life own timberland in Alabama, and as a result, financing timberland and related forestry operations is the largest segment of our $1.3 billion loan portfolio. So, we care about what is happening within the forestry industry, and we partner in many ways with those that are connected to it.”

    Full story
  • Nov 3, 2023, 12:31 PM

    JumpStart Grants Awarded

    Five start-up farmers in central and south Alabama have won big in our 2023 JumpStart grant program. The JumpStart grant awards $10,000 to five start-up farmers.

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  • Aug 2, 2023, 09:17 AM

    Understanding Your Rural Loan and Interest Rate Options

    Buying a rural property—whether it’s land, a farm, or a house out in the country—is a major undertaking that requires a lot of planning. To make the right choice, it’s important that you understand the pros and cons of each loan type.

    Full story
  • Jun 23, 2023, 15:04 PM

    Young Farmers go to Washington, D.C.

    Our members, Adam & Sarah Temple, of Ashford, AL, took their interests in agriculture to Capitol Hill on June 22.

    Full story
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Featured Member

Resources

Click to listen!

We're proud to be part of this podcast which covers news and information of interest to the agriculture community of Alabama.

 

Sweet Grown FOUNDING MEMBER

Find Local Products

We are proud to be a founding member of Sweet Grown Alabama. This resource helps you find specific Alabama-grown products from local farmers.