Live the Dream
If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.Learn About Land Loans
Ag Is Our Middle Name
Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.Learn More About Us
We Returned $13.1 Million this Year!
As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.Learn More
Why Choose Alabama Ag Credit
We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.Apply for a Loan Now
Aug 2, 2023, 09:17 AM
Buying a rural property—whether it’s land, a farm, or a house out in the country—is a major undertaking that requires a lot of planning. To make the right choice, it’s important that you understand the pros and cons of each loan type.Full story
Jun 23, 2023, 15:04 PM
Our members, Adam & Sarah Temple, of Ashford, AL, took their interests in agriculture to Capitol Hill on June 22.Full story
Jun 2, 2023, 11:13 AM
We would like to thank our members who voted and participated in this year’s Board of Directors Elections. Ballots were tabulated by an independent third party, and the results have been certified and provided to the Association.Full story
Jun 2, 2023, 07:57 AM
Establishing a balance sheet for your farm is essential. Checking in with your farm’s finances using a balance sheet allows you to evaluate the financial health of your business and make adjustments to improve it.Full story
We're proud to be part of this podcast which covers news and information of interest to the agriculture community of Alabama.
We are proud to be a founding member of Sweet Grown Alabama. This resource helps you find specific Alabama-grown products from local farmers.