Live the Dream
If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.Learn About Land Loans
Ag Is Our Middle Name
Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.Learn More About Us
We're Returning $12.1 Million this Year!
As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.Learn More
Why Choose Alabama Ag Credit
We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.Apply for a Loan Now
Ready for financing?
We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.Let's get started
Feb 7, 2024, 09:27 AM
“Nearly seventy percent of the state of Alabama is covered in trees. People from all walks of life own timberland in Alabama, and as a result, financing timberland and related forestry operations is the largest segment of our $1.3 billion loan portfolio. So, we care about what is happening within the forestry industry, and we partner in many ways with those that are connected to it.”Full story
Nov 3, 2023, 12:31 PM
Five start-up farmers in central and south Alabama have won big in our 2023 JumpStart grant program. The JumpStart grant awards $10,000 to five start-up farmers.Full story
Aug 2, 2023, 09:17 AM
Buying a rural property—whether it’s land, a farm, or a house out in the country—is a major undertaking that requires a lot of planning. To make the right choice, it’s important that you understand the pros and cons of each loan type.Full story
Jun 23, 2023, 15:04 PM
Our members, Adam & Sarah Temple, of Ashford, AL, took their interests in agriculture to Capitol Hill on June 22.Full story
We're proud to be part of this podcast which covers news and information of interest to the agriculture community of Alabama.
We are proud to be a founding member of Sweet Grown Alabama. This resource helps you find specific Alabama-grown products from local farmers.