Loans for Agriculture, Land, and Rural

Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

Learn About Land Loans

Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

Learn More About Us

We Returned $13.1 Million this Year!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

Learn More

Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

Apply for a Loan Now

Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

Let's get started Plant Sprouting from money

Find property

Alabama properties for sale

News

Nov 3, 2023, 12:31 PM

JumpStart Grants Awarded

Five start-up farmers in central and south Alabama have won big in our 2023 JumpStart grant program. The JumpStart grant awards $10,000 to five start-up farmers.
Full story
Aug 2, 2023, 09:17 AM

Understanding Your Rural Loan and Interest Rate Options

Buying a rural property—whether it’s land, a farm, or a house out in the country—is a major undertaking that requires a lot of planning. To make the right choice, it’s important that you understand the pros and cons of each loan type.
Full story
Jun 23, 2023, 15:04 PM

Young Farmers go to Washington, D.C.

Our members, Adam & Sarah Temple, of Ashford, AL, took their interests in agriculture to Capitol Hill on June 22.
Full story
Jun 2, 2023, 11:13 AM

2023 Board Election Results

We would like to thank our members who voted and participated in this year’s Board of Directors Elections. Ballots were tabulated by an independent third party, and the results have been certified and provided to the Association.
Full story