Loans for Agriculture, Land, and Rural

Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We Are Returning $13.1 Million!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

Let's get started Plant Sprouting from money

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Alabama properties for sale

News

Apr 3, 2023, 08:18 AM

How to Buy a Farm or Land in 5 Steps

The decision to buy land or a farm shouldn’t be an impulsive one. It takes thorough planning, research, and organization to set yourself up for success and do it properly. Here are 5 steps to put you in a great position to get the property you want and better understand the process.
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Mar 31, 2023, 15:16 PM

Scholarship Announcement

Announcing the ten - $1,000 scholarships awarded to children and grandchildren of Alabama Ag Credit customers.
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Mar 21, 2023, 17:08 PM

Recovery Continues

In partnership with the Alabama Peanut Producers Association, we donated 11,530lbs of peanut butter to the AICC Autauga Interfaith Care Center and the Selma Area Food Bank.
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Mar 15, 2023, 16:35 PM

Farm and Land Loans That Pay You Back

We are returning $13.1 million of our 2022 net income to farmers and rural landowners in central and south Alabama. Cash-back patronage checks will be mailed on March 23, 2023, and will be in the hands of the member-borrowers shortly.
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