Live the Dream
If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.Learn About Land Loans
Ag Is Our Middle Name
Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.Learn More About Us
We Are Returning $13.1 Million!
As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.Learn More
Why Choose Alabama Ag Credit
We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.Apply for a Loan Now
Ready for financing?
We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.Let's get started
Apr 3, 2023, 08:18 AM
How to Buy a Farm or Land in 5 Steps
The decision to buy land or a farm shouldn’t be an impulsive one. It takes thorough planning, research, and organization to set yourself up for success and do it properly. Here are 5 steps to put you in a great position to get the property you want and better understand the process.Full story
Mar 31, 2023, 15:16 PM
Announcing the ten - $1,000 scholarships awarded to children and grandchildren of Alabama Ag Credit customers.Full story
Mar 21, 2023, 17:08 PM
In partnership with the Alabama Peanut Producers Association, we donated 11,530lbs of peanut butter to the AICC Autauga Interfaith Care Center and the Selma Area Food Bank.Full story
Mar 15, 2023, 16:35 PM
Farm and Land Loans That Pay You Back
We are returning $13.1 million of our 2022 net income to farmers and rural landowners in central and south Alabama. Cash-back patronage checks will be mailed on March 23, 2023, and will be in the hands of the member-borrowers shortly.Full story
Click to listen!
We're proud to be part of this podcast which covers news and information of interest to the agriculture community of Alabama.
Find Local Products
We are proud to be a founding member of Sweet Grown Alabama. This resource helps you find specific Alabama-grown products from local farmers.