Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We Returned $13.1 Million this Year!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

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  • Aug 2, 2023, 09:17 AM

    Understanding Your Rural Loan and Interest Rate Options

    Buying a rural property—whether it’s land, a farm, or a house out in the country—is a major undertaking that requires a lot of planning. To make the right choice, it’s important that you understand the pros and cons of each loan type.

    Full story
  • Jun 23, 2023, 15:04 PM

    Young Farmers go to Washington, D.C.

    Our members, Adam & Sarah Temple, of Ashford, AL, took their interests in agriculture to Capitol Hill on June 22.

    Full story
  • Jun 2, 2023, 11:13 AM

    2023 Board Election Results

    We would like to thank our members who voted and participated in this year’s Board of Directors Elections. Ballots were tabulated by an independent third party, and the results have been certified and provided to the Association.

    Full story
  • Jun 2, 2023, 07:57 AM

    How to Create and Use a Balance Sheet For Your Farm

    Establishing a balance sheet for your farm is essential. Checking in with your farm’s finances using a balance sheet allows you to evaluate the financial health of your business and make adjustments to improve it.

    Full story
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Featured Member

Lindsey & Jeremy Brown


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We're proud to be part of this podcast which covers news and information of interest to the agriculture community of Alabama.



Find Local Products

We are proud to be a founding member of Sweet Grown Alabama. This resource helps you find specific Alabama-grown products from local farmers.