Find an Alabama Ag Credit branch near you.
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LoansLand Loans
Agricultural Loans
Home Loans
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ServicesYoung, Beginning & Small Farmers
Cash Management
Our offices will be closed, November 27-28th for Thanksgiving.
Find the right financing to grow your operation, purchase land, or build your future.
Start Your Loan Journey
Rural Property Loans
Financing land for living or recreation.
Homesite Loans
Build your home where you want to live.
Timber Loans
Funding for timberland and forestry operations.
Crop Production and Livestock Loans
Support for planting, harvesting, and livestock care.
Equipment Loans
Finance the tools that keep you moving.
Poultry Loans
Tailored funding for poultry operations.
Agribusiness Loans
Capital solutions for ag-related businesses.
Tools and insights to support your business.
Get started
Patronage Program
Earn cash back through shared success.
Referral Program
Get rewarded for bringing in new members.
Service Member Savings
Exclusive Loan Savings for Those Who Serve
Customer Discounts
Save with exclusive member offers.
Scholarship program
Supporting students with big agricultural dreams.
Ag is our middle name
Helping Alabama's farmers, families, and veterans grow their future – one acre at a time.
Need help?
Why choose us
At Alabama Ag Credit, we understand the land, the lifestyle, and the challenges that come with agriculture because many of us live it too. That connection shapes the way we serve you.
At Alabama Ag Credit, we understand the land, the lifestyle, and the challenges that come with agriculture because many of us live it too. That connection shapes the way we serve you.
You share in the success
Our customers are also our stockholders. That means you may receive a portion of the interest you’ve paid back through our patronage program—typically around 1%.
Patronage Program

Your voice matters
As a stockholder, you have a voice—and can even serve on our board.
Member Ownership

Financing built for farmers
We’re built for agriculture, with flexible repayment options others don’t offer.
Ag-focused Lending

We live it too
Many of our team members live rural lives too. We don’t just understand—we relate.
Real-life Experience


Take your financial freedom wherever you go with the Alabama Ag Credit app. Track your loans, transfer funds, and stay on top of your finances – all from the palm of your hand.

