Loans for Agriculture, Land, and Rural

Live the Dream

If you're buying, refinancing, or improving the land, we can help. We offer loans for all kinds of rural land, including farmland, timberland, homesites, and places where you can enjoy the great outdoors.

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Ag Is Our Middle Name

Our experienced relationship managers understand agriculture and can customize loans for farms, facilities, agribusiness, and the production of agriculture products such as crops, livestock, poultry, seafood, and timber.

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We Are Returning $13.1 Million!

As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we distribute a patronage refund- effectively lowering your borrowing costs.

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Why Choose Alabama Ag Credit

We understand agriculture and country living. Our borrower-owned cooperative offers flexible financing for farmers, agribusinesses, landowners, and people who live in Alabama's countryside and small towns.

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Ready for financing?

We’ve made it easy to apply for a loan. Simply download the application packet that best suits your needs, and submit the completed forms to a credit office near you.

Let's get started Plant Sprouting from money

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News

Mar 21, 2023, 17:08 PM

Recovery Continues

In partnership with the Alabama Peanut Producers Association, we donated 11,530lbs of peanut butter to the AICC Autauga Interfaith Care Center and the Selma Area Food Bank.
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Mar 15, 2023, 16:35 PM

Farm and Land Loans That Pay You Back

We are returning $13.1 million of our 2022 net income to farmers and rural landowners in central and south Alabama. Cash-back patronage checks will be mailed on March 23, 2023, and will be in the hands of the member-borrowers shortly.
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Mar 14, 2023, 13:40 PM

Corporate Conservation Society

As a cooperative, we’re proud to support organizations & initiatives that matter to our members.
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Feb 7, 2023, 16:12 PM

Control Cash Flow with a Revolving Line of Credit

An RLOC, sometimes called a “revolver,” is an open-ended operating loan that’s preapproved for a specified sum or spending limit. In a way, it’s like a credit card but with the added benefit of a lower interest rate.
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