Financing land for recreation, farming and investment has always been Alabama Ag Credit’s specialty.

We offer loans for any type of rural recreational land, whether it is for hunting, fishing or just getting to know Mother Nature. We can tailor our loans to fit your needs. In today's fast-paced world, it's no wonder people need to escape. There's no place like the country to get away and enjoy your favorite pastimes.

Let Alabama Ag Credit help grow your farming operation by financing farm land. We can provide financing for your land purchase, property improvements or construction of a home or other buildings.

More than an investment, your rural land can be your own private playground. Alabama Ag Credit understands the goals of our customers and the decisions involved in purchasing land in the country. If you choose to build on your land, we'll roll your construction and real estate loan into one easy mortgage, at terms that meet your personal needs. And you can choose from a variable- or fixed-rate loan.

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We offer loans for:

  • Land purchase – from rural homesites to large acreage
  • Refinancing – reduce your current payments with no hidden charges
  • Improvements – from digging wells to building fences to constructing a lake or clearing land
  • Construction – build a weekend cabin or a permanent home, poultry houses, farm buildings and greenhouses.
  • Short-term loans for operating and equipment needs, including revolving lines of credit

Rates and Terms

  • Long-term mortgages for purchasing and refinancing
  • Adjustable or fixed interest rates
  • Repayment plans that match your cash flow
  • Customized loan packages for New Generation loans
recreational hunting