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About Us About Us

About Us

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 FAQ 

Customers come first at Alabama Ag Credit. As a borrower-owned cooperative, we’re not just a lender, we’re also a partner. We carry out our mission to help agriculture and rural communities succeed by providing the experience, competitive rates and personal service that central and southern Alabama have come to rely on.

Customers come first at Alabama Ag Credit. As a borrower-owned cooperative, we’re not just a lender, we’re also a partner. We carry out our mission to help agriculture and rural communities succeed by providing the experience, competitive rates and personal service that central and southern Alabama have come to rely on.

Patronage

Patronage Program

Alabama Ag Credit is a lender that pays you back. We keep only the earnings we need, and return the rest to our members, effectively lowering their borrowing costs. Find out why it pays to do business with a cooperative.

Learn more about patronage
Patronage

Patronage Program

Alabama Ag Credit is a lender that pays you back. We keep only the earnings we need, and return the rest to our members, effectively lowering their borrowing costs. Find out why it pays to do business with a cooperative.

Financial Reports

Alabama Ag Credit is committed to operating in a safe, sound and transparent manner. You can learn about our financial health by reading our quarterly and annual reports.

We are part of the nationwide Farm Credit System, which was established over a century ago to meet the need for dependable, consistent credit and financial services for agriculture and rural communities.

Our history
Our history
Leadership
Leadership

Alabama Ag Credit’s leadership consists of an experienced senior management team and a borrower-elected board of directors that provides oversight and strategic direction.

Our borrowers own our cooperative and have a say in how it is run. The benefits include a patronage program that shares the co-op’s success with borrowers, rewards for referring new customers, and discounts on a variety of products and services.

Member perks
Member perks