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Ag is our middle name

Your land. Your legacy. Our mission.

Helping Alabama's farmers, families, and veterans grow their future – one acre at a time.

 Farm

Why choose us

We understand agriculture—because we live it too.

At Alabama Ag Credit, we understand the land, the lifestyle, and the challenges that come with agriculture because many of us live it too. That connection shapes the way we serve you.

At Alabama Ag Credit, we understand the land, the lifestyle, and the challenges that come with agriculture because many of us live it too. That connection shapes the way we serve you.

Patronage Program

You share in the success

Our customers are also our stockholders. That means you may receive a portion of the interest you’ve paid back through our patronage program—typically around 1%.

Patronage Program

 Man holding money in his hands

Member Ownership

Your voice matters

As a stockholder, you have a voice—and can even serve on our board.

Member Ownership

 two men talking

Ag-focused Lending

Financing built for farmers

We’re built for agriculture, with flexible repayment options others don’t offer.

Ag-focused Lending

 Farmer kneeling down in his field

Real-life Experience

We live it too

Many of our team members live rural lives too. We don’t just understand—we relate.

Real-life Experience

 farmer in a field with cows
Iphones with Alabama Ag banking app open on them

Finance smarter. Grow stronger.

Take your financial freedom wherever you go with the Alabama Ag Credit app. Track your loans, transfer funds, and stay on top of your finances – all from the palm of your hand.