Alabama Ag Credit understands the importance of easy access to your accounts and the ability to manage your cash flow on the go. We offer several convenient services to help you manage your transactions.
Give us a call to discuss how these might benefit you or to set up service for the first time.
Online and Mobile Banking
Manage your Alabama Ag Credit accounts anywhere you have an Internet connection by using Ag Banking Online and our free Ag Banking mobile app for Apple and Android devices. Here are just a few of the ways to use online and mobile banking:
- Track your account history, including your loan payments, online transactions, patronage refunds and stock in the association
- Make loan payments from your business or personal checking account
- Transfer funds from your line of credit to your commercial bank account
- Send and receive secure messages regarding your Alabama Ag Credit accounts
For more information, visit our Ag Banking Online help page.
Transactions made by 3 p.m. generally clear overnight so funds can be available the next business day, depending on your other financial institutions. For more information, visit our Ag Banking Online help page and user guide.
Getting access to your line of credit is as easy as writing a check. When you use AgriLine+ convenience checks to purchase goods or services, you draw on your available funds, and the check amounts are added to your loan balance.
Eliminate your worries about overdrafts and idle balances with AgSweep, which we offer in partnership with Wells Fargo. This product links your Alabama Ag Credit line of credit to your Wells Fargo bank account, transferring funds where they are most needed. AgSweep allows you to pay bills; view your account activity, bank statements and check images; link personal accounts; receive market alerts; make deposits via remote deposit scanner; and download activity to QuickBooks, if applicable.
This phone-based service is a convenient alternative to online or mobile banking. With just one call, you can make a loan payment or request money from your operating line without leaving your home, office or tractor cab. The money will be transferred to or from your bank account by the next business day.
Receive and clear your checks efficiently and cost-effectively by using a lockbox account, which uses a special ZIP code and ensures quick deliveries from regional post offices. Lockbox payments are excellent for term loans.
Pre-authorized Payment Drafts
Save money on stamps and make your loan payments on time, every time, by pre-authorizing monthly transactions that draw on your bank account. If the interest rate on your loan changes, you will be notified on a billing notice, and the new installment amount will be updated automatically.
Let Alabama Ag Credit disburse loan funds to your or your designee’s bank account quickly and securely with a wire transfer. Likewise, you can have your local bank send a loan payment by wire to us. These electronic transfers have same-day settlement.