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Locations

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Alabama Ag Credit, headquartered in Montgomery, has nine conveniently located branch offices in south Alabama to serve you.

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Location

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Demopolis Branch Office

Serving Choctaw, Greene, Hale, Marengo and Sumter Counties

Mailing Address:
PO Box 170
Demopolis, AL 36732

Physical Address:
921 Highway 80 West
Demopolis, AL 36732

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Fax: 334-289-9127

Office Hours:
M-F 8:00 am-4:30 pm CST

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Dothan Branch Office

Serving Barbour, Dale, Henry and Houston Counties

Address:
1001 Forest Drive
Dothan, AL 36303

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Fax: 334-793-1894

Office Hours:
M-F 8:00 am-4:30 pm CST

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Enterprise Branch Office

Serving Coffee, Covington, Crenshaw, Geneva and Pike Counties

Address:
1010 Boll Weevil
Enterprise, AL 36330

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Fax: 334-393-1616

Office Hours:
M-F 8:00 am-4:30 pm CST

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Gulf Coast Branch Office

Serving Baldwin, Mobile and Washington Counties

Mailing Address:
9810 Timber Circle
Spanish Fort, AL 36527

Physical Address:
9810 Timber Circle
Spanish Fort, AL 36527

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Fax: 251-964-4837

Office Hours:
M-F 8:00 am-4:30 pm CST

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Monroeville Branch Office

Serving Clarke, Conecuh, Escambia and Monroe Counties

Mailing Address:
PO Box 709
Monroeville, AL 36461-0709

Physical Address:
87 N. Mount Pleasant Avenue
Monroeville, AL 36460

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Fax: 251-743-2713

Office Hours:
M-F 8:00 am-4:30 pm CST

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Montgomery Branch Office

Serving Autauga, Bullock, Butler, Coosa, Elmore, Lowndes and Montgomery Counties

Mailing Address:
PO Box 241687
Montgomery, AL 36124

Physical Address:
7602 Halcyon Summit Drive
Montgomery, AL 36117

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Fax: 334-272-4428

Office Hours:
M-F 8:00 am-4:30 pm CST

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Montgomery Administrative Office

Address:
2660 EastChase Lane
Suite 401
Montgomery, AL 36117

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Fax: 334-272-8001

Office Hours:
M-F 8:00 am-4:30 pm CST

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Opelika Branch Office

Serving Chambers, Lee, Macon, Russell and Tallapoosa Counties

Address:
1431 Gateway Drive
Opelika, AL 36801

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Fax: 334-742-9819

Office Hours:
M-F 8:00 am-4:30 pm CST

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Selma Branch Office

Serving Chilton, Dallas, Perry and Wilcox Counties

Mailing Address:
PO Box 10
Selma, AL 36702

Physical Address:
420 Broad Street, Suite A
Selma, AL 36701

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Fax: 334-874-7496

Office Hours:
M-F 8:00 am-4:30 pm CST

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Tuscaloosa Branch Office

Serving Bibb, Pickens and Tuscaloosa Counties

Address:
2618 8th Street, Suite 10
Tuscaloosa, AL 35401

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Fax: 205-247-4485

Office Hours:
M-F 8:00 am-4:30 pm CST

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Contact

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Alabama Ag Credit understands that you may have questions or need additional information about our company and our products

Please feel free to call our toll free number 1-800-579-5471, or call any one of our nine convenient locations.

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Products

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Land Loans

Financing land for farming and recreation has always been Alabama Ag Credit’s specialty. We offer loans for any type of rural recreational land, whether it is for hunting, fishing or just getting to know Mother Nature. We can tailor our loans to fit your needs.

Timber Loans

Alabama Ag Credit finances all aspects of the forestry industry, from seedling nurseries to tree farms to lumber mills. We’re also experts in appraising timberland.

Crop Production and Livestock Loans

We offer financing options for all production costs for growing field and horticulture crops. We also finance all aspects of livestock production.

Equipment Loans

We offer financing options for all production costs for growing field and horticulture crops. We also finance all aspects of livestock production.

Poultry Loans

Alabama Ag Credit is the local expert in financing poultry operations. Our loan officers understand the special challenges and capital needs of poultry producers and can customize loan packages for individual operators, with flexible repayment terms to fit the operation.

Agribusiness Loans

Alabama Ag Credit designs flexible loan packages for even the most diverse agribusiness. Our options for agribusiness loans include a revolving credit line and term loans on facilities.

Home Loans

If you plan to buy or build a home in the country, Alabama Ag Credit can help. We finance rural home construction and the purchase of existing country homes and home site.

New Generation Loans

Alabama Ag Credit offers a New Generation Loan Program to meet the financial needs of farmers who are just getting started or who are running small operations. This program offers a specialized loan package for farmers or producers to buy land and begin or continue an operation in an agriculture or aquatic field.

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About Us

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Alabama Ag Credit, headquartered in Montgomery, Alabama, provides short- and long-term loans in the lower 40 Alabama counties.

The association is a member-owned, locally controlled cooperative that is part of the national Farm Credit System established in 1916.

With nine convenient offices in southern Alabama, the association offers you an experienced staff, competitive rates, a variety of loan products and just the right touch of personal service.

Our mission is to help you invest in your dream.

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Equal Housing Lender

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Equal Housing Lender

We do Business in Accordance with Federal Fair Lending Laws.

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410

For processing under the Federal Fair Housing Act
1-800-669-9777
1-800-927-9275 (TDD)

AND TO

Farm Credit Administration
1501 Farm Credit Drive
McLean, Virginia 22102-5090
703-883-4056
703-883-4444 (TDD)

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Equal Credit Opportunity Lender

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Equal Credit Opportunity Lender

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION BASED ON:

RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, MARITAL STATUS OR AGE; OR BECAUSE INCOME IS FROM PUBLIC ASSISTANCE; OR BECAUSE A RIGHT HAS BEEN EXERCISED UNDER THE CONSUMER CREDIT PROTECTION ACT.

If you believe you have been discriminated against, you should send a complaint to:

Farm Credit Administration
1501 Farm Credit Drive
McLean, Virginia 22102-5090
703-883-4056
703-883-4444 (TDD)

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Privacy Practices

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Privacy Practices

Introduction

Thank you for visiting our Web site and reviewing our Privacy Practices Policy. Our Privacy Practices Policy is clear: We will collect no personal information about you when you visit our Web site unless you choose to provide that information to us.

Is my Info kept confidential?

Yes. Business owners often share their financial and private information with outside professionals to gain assistance or credit for their businesses. When doing so, business owners have the right to expect that appropriate steps will be taken to keep their information confidential. We respect your right to confidentiality and take steps we believe will afford your information the confidentiality you expect.

For example, computer access is given only to employees involved in the process of administering or monitoring account information. Staff must adhere to standards of conduct that prohibit unauthorized use of your information. We do not sell customer information to third parties. Unless required by law, legal process or required government disclosures, or under other very limited circumstances under Farm Credit regulations, your information is not provided to others, including your accountant or attorney, without your authorization.

How do you protect my privacy?

Protecting the privacy of your information that can be accessed by you on the Internet is a priority to us. While no system of security is absolutely foolproof, we employ many security measures in our efforts to safeguard your information, including:

  • Browser encryption - To use Ag Banking Online, you must use an Internet browser that utilizes 128-bit encryption technology. This is an industry standard for secure area browsing when using information of a sensitive nature.
  • Enrollment - Ag Banking Online includes an extended enrollment process to assure that only you receive information about your account. After completing and electronically submitting the enrollment form, a Representative approves your enrollment and notifies you. We believe that the additional time required to enroll, relative to other Internet services, is offset by the greater assurance of your privacy.
  • Password - We've made our password parameters stringent in order to reduce the potential for security breaches. A password must be a minimum of 8 characters and contain an upper case, a number, as well as a special character. Of course, you must protect the confidentiality and use of your password. Passwords are encrypted.
  • Human review - Once enrolled and active, you can immediately access information about your account such as loan balance, payment amount, interest rate, etc. Loan numbers may be submitted by you electronically, but must be reviewed and verified by an Association representative before you have access to it via the Internet. This usually takes one business day. This step also helps prevent any unauthorized access to your account.
  • Software safeguards - A "time out" feature exists to keep others from viewing your data after you have left your computer. After 5 minutes, the site will lock up and will require you to again sign-on, with re-entry of your password. To thwart would-be hackers, a customer's account will be inaccessible after three unsuccessful sign-on attempts. You can attempt to log in at a later time. All activities are designed to be electronically logged, giving us the ability to review the logs if any suspicious activity occurs.
  • Secure electronic mail - Ag Banking Online includes a secure electronic mail system. A secure messaging system such as this is used for passing confidential information. This system is designed in such a way that passing of information outside the secure area is restricted. This allows you to communicate directly with us with the comfort of knowing that your information is protected and secure.
  • Firewall - The only way to get access to customer account information is by coming through the secured section of our website through a "firewall".

How can I protect my info?

Keep your password confidential and safe. Do not allow others to use you passwords or otherwise access your account.

Sign off of your Ag Banking Online session before walking away from your computer or before visiting other Internet sites.

Use our secure electronic mail, rather than your regular Internet e-mail for communicating with us.

What info do you gather about me?

When you visit our website, we generally automatically recognize your domain name and e-mail address. We collect the e-mail information on what pages and features you access or use. We also collect the information you voluntarily provide us.

The information we collect is used to communicate with you via e-mail where appropriate, improve our web site, personalize the content of our web site for you, and notify you about updates to our website or the service we offer. This information is not retained after initial contact, unless at your request (such as applying for credit or other services), and is destroyed after this purpose has been fulfilled.

From time to time, we may also employ "cookies" for better operation of our website. A "cookie" generally permits websites to recognize whether or not you have visited the site before. It is a piece of data given to a browser by a web server, so that the browser will hand it back to the server on subsequent visits.

If you do nothing during your visit but browse through the Web site, read pages, or download information, we may, through the use of cookies, gather and store certain information about your visit automatically. This information does not identify you personally. In this manner, we may automatically collect and store only the following information about your visit:

  1. Your Internet domain (i.e., "yourcompany.com") if you use a private Internet access account, and IP address from which you access your site.
  2. The type of browser and operating system used to access our site.
  3. The date and time you access our site.
  4. The pages you visit, and
  5. If you linked to our Web site from another Web site, the address of that web site.

Protecting our children

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Security, intrusion & detection language

For Web site security purposes and to ensure that this service remains available to all users, this computer system employs software programs (commonly known as "sniffers") to monitor network traffic to identify unauthorized attempts to upload, change, corrupt information, or to otherwise cause damage (commonly known as "hacking")

Web linking

We may provide access to information, products or services on websites that are owned by other companies ("Third Party Websites"). We provide this access through the use of hyperlinks that automatically move you from this website to the Third Party Website.

While we do our best to provide you with helpful, trustworthy resources, we do not endorse, approve or guarantee information, products, services or recommendations provided at a Third Party Website. We are not responsible for the content or accuracy of any Third Party Website and offer you links to the Third Party Websites on an "As Is" basis. We are not responsible for any loss or damage of any sort resulting from the use of a Third Party Website, or any failure on products or services advertised or provided on a Third Party Website.

When you visit a Third Party Website by using a link on our website, you will no longer be protected by our Privacy Practices. The data collection, use and protection practices of the Third Party Website may differ from our Privacy Practices. You should familiarize yourself with the privacy policy and security practices of each Third Party Website.

Privacy contact info

You may email us at barbara.gilmer@AlabamaAgCredit or, during normal business hours, call (800) 579-5471 and ask for Barbara Gilmer.

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