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Alabama Ag Credit offers a variety of flexible
loan programs. We understand the demands and unique aspects of agricultural and
rural real estate financing, and we take a personal interest in
each of our customers in an effort to meet their financing needs.
We specialize
in loans for:
 Timber
and Forestry Operations
- Land purchase
and refinance
- Improvement
projects
Farm
Property
- Land purchases
and refinances
- Farm improvement
projects
- Equipment
and livestock purchases
- Construction
or improvement of facilities
- Irrigation
systems and land leveling
Agricultural Operations
- Production expenses such as feed, seed and fertilizer
- Livestock
- Equipment
- Receivables
Rural
Homes and Home Sites
- Home purchase
and refinance
- Home construction
- Home improvements
- Purchase
of land for future home site
Recreational
property
- Land purchases,
refinances or improvement of rural properties used for recreation,
including hunting spots, weekend escapes and retirement property
Agribusiness
Facilities
- Financing
for enterprises including poultry, peanuts, cotton, cattle and
catfish
- Improvements
for lumber mills, feed mills, cotton gins and other agricultural
processing facilities
- Expansion
of agribusiness enterprises
- Construction
or purchase of agribusiness facilities and/or property
Alabama Ag Credit also offers members
several additional services, including:
- Mortgage
Life Insurance - Loan protection insurance is available
to our borrowers. Underwritten by Minnesota Life Insurance Company,
our insurance products are competitively priced and designed
to protect your investment and your family in the event of an
unforeseen loss.
- Fee
Appraisal Service - Customers can use the services of our
state-certified real estate appraisers for a credible, accurate
appraisal, whether you are buying or selling real estate, considering
estate planning or needing to establish a tax basis. Prices
for this service will be determined by the complexity of the
project. Appraisers reserve the right to refuse any project.
- Leasing
Services - Whether you need vehicles, farm equipment, timber
harvesting equipment or any other capital equipment, the Alabama Ag Credit offers a variety of competitive leasing products
to meet your needs.
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